If you are considering buying

I want to help clients determine where they want to live, what kind of home they are looking for and help them align all of their "must haves", with a goal of finding the perfect house they truly want to call home. 

Some people wonder if the market is to overheated. It is certainly competitive. The decision to buy a home should be a long-term one. Today we have historically low interest rates which will not remain that way indefinitely. 

When you compare Treasure Valley prices to many parts of the US, we are still reasonably priced. If you are looking to buy a home to live in and finance with today's low rates there are good arguments to support buying now. 

To succeed in a market like this there are some tactics for success. Before you get started, speak with a real estate agent. Define where you want to live, what type of home you would like to have. 

Get an idea from your agent how much the type of home you are looking will cost. Ask the agent how winning offers are being structured. Next sit down with a couple of lenders and discuss your needs and let them tell you what you can qualify for and what you can expect relating to your rate and fees. Once you select your lender ask them for a pre-approval letter which will indicate to the seller you are a serious buyer. 

If there is one thing we all have learned in 2020 & 2021, it is that our home is central to our personal and professional lives. If you are ready to start the process to buy, let's talk. Try my easy to use mortgage calculator to see what your payment could look before tax and insurance. To find out more on taxes use the provided ADA County or Canyon County links. https://adacountyassessor.org/propsys/TermsConditions.jsp